A smart solution for goal-based investment

Goal-based investing - a new trend from the Anglo-Saxon world has arrived in Switzerland. The focus here is on the personal plans and goals of the client. What is the advantage of this approach as opposed to the classic risk profiling method? The meeting with the relationship manager becomes a real conversation about plans and wishes, and thus an experience for both parties - client and relationship manager. The relationship manager gets to know the client and his or her environment better, in a casual way, thus increasing the rate of transactions.

Confinale supports banks in implementing this investment technology in a simple and integrated way. Not only does this attractive solution convince customers, but it is also supported by relationship managers.

 

Your contact:

Andreas Egli
Partner - Head of IT Consulting

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What banks can expect from the Confinale solution

  • Interactive, dynamic frontend
  • Simple and intuitive to use: developed for relationship managers
  • Bank-specific implementation of the look & feel
  • Attractive visualisation of customer goals
  • Integrated into the Avaloq Core banking platform
  • "Best-of-Class" algorithms for the ongoing calculation of target achievements and the resulting portfolio structure
  • Fast and efficient "time-to-market" thanks to our extensive experience in the area of goal-based investing

Dynamic investment strategy

Innovative algorithms of the market leader swissQuant ensure that the optimal investment strategy serves the desired goals over the selected time horizon. The continuous monitoring of investments is part of the advisory process. The performance is measured by the achievement of objectives.

Risk-optimised portfolio

With this approach, only as much risk is taken as is necessary to achieve objectives. The number of goals, duration, starting capital, savings portion, and risk tolerance are the starting values for the calculation. Consistent, long-term optimisation protects the client from excessive pro-cyclical behaviour. If the target is approached faster than expected, the risk is reduced.

Why to implement goal-based investment with Confinale

Expertise & Technology

Confinale teams combine the best of both worlds: We offer our clients a combination of in-depth expertise and modern software solutions in the wealth advisory process.


Continuous process

As a leading partner of Avaloq and swissQuant, we know the relevant data models and integration options and can implement smooth processes.


Smart frontend

The interactive interface and the visualisation of goals, savings contributions, and risks support the playful approach of the advisory service.


Supported by relationship managers

Thanks to targeted training by Confinale, relationship managers can quickly feel comfortable with the tools and use them skillfully. They can understand the automated results and explain them to customers.


Short project duration

Our specialists bring their accumulated experience to the table to deliver the best IT solutions to our customers on time, on budget and at the agreed quality.

Digitise other elements of the wealth advisory process?

We support banks in introducing customised end-to-end processes: From risk profiling and demand analysis to legally compliant investment proposals, portfolio monitoring and scenario analysis.

More about the wealth advisory process